Credit repair reviews: what can you trust?
Researching credit repair services is no easy task. Comparing the quality of services offered by a variety of credit repair companies is no picnic to start with and then when you consider the fact that a small percentage of people know much about credit improvement in the first place, it is understandable why so many people have a tough time making an educated choice about which company to sign up with.
Combine this with the mountains of bad information floating around regarding credit repair services and the choice of which service to chose becomes even more confusing. Now it's not just about narrowing down a company, there is the added complication of deciding whether to sign up with a credit repair company at all. So afraid of getting duped by a credit repair scam, many consumers opt to do nothing about their poor credit score.
But for those who realize that the legitimate credit repair companies truly are able to help people, something any of the many people who have successfully and permanently improved their credit reports with the assistance of a credit repair service can attest to, it becomes a challenge to figure out which company to trust. Naturally, each credit repair company claims to be the best choice so, trying to get unbiased information to base their decision off of, many look to credit repair review websites as well as sites featuring company complaints.
This seems like a good idea, but as you may have seen, these review sites are rarely without bias. Sites like CreditRepairReviews.net and CreditRepairCompanyReview.com are most likely owned and operated by the same companies they endorse, and sites like TopConsumerReviews.com and BlemishFreeCredit.com are operated by affiliates of the companies they reviewed so if you click through the links on their site and sign up with one of the services they have listed, they will get paid for the sale. Now, this is not to say that the reviews on these types of sites have no value, but it is important for you to keep in mind that they are probably weighted towards whichever affiliate offer pays out the most.
And this bias doesn't only apply to reviews sites that have positive things to say. You also need to consider the origin of complaints on sites such as RipOffReport and the BBB. Sometimes these complaints come from competing companies, disgruntled customers who misrepresent the facts, or even from the website owners themselves. RipOffReport, probably the biggest name in whistle blowing on the internet, has been accused multiple times of posting inaccurate or embellished negative information about companies which for them is a very lucrative business model since they have charged companies $50,000 or more to clean up these damaging listings.
So instead of relying on what may be slanted credit repair reviews, it is worth the effort to education yourself about credit repair and the services credit repair companies provide. Then, set aside an afternoon to call a number of credit repair companies so you can get a feel for how responsive they are and how professionally they handle themselves.